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CitiBank
(Open account at www.citi.com)
 
Any financial transaction can be completed through the use of online banking. Doing online banking through Citibank offers similar features just like other online banking available. However, some of the reviewers say if possible they are willing to give Zero stars with this online banking for it has worst service ever with very bad customer service, the representatives were poorly trained. People don't recommend to use Citibank for any financial or online banking needs instead they suggest of avoiding it.
Bank of America
(Open account at www.bankofamerica.com)
 
The online banking reviews says say Bank of America is losing its credibility and competence in providing extensive investment banking, debt capital rising, and their global capital markets. Before, Bank of America is known for its very good network of ATM and customer service. But now, most of their clients are complaining that the bank charge the unnecessary finance charges the amount due for payment and after.
HSBC Direct
(Open account at www.hsbcdirect.com)
 
Despite the abundance of choices and options for online banking, HSBC Direct is one of the best online banking. It offers different options for linked account verification. Even so, it doesn't mean HSBC don't have any problems just like other online banking companies. Fortunately, they handle it in better or professional way. Up to this time, everything about this HSBC Direct is decent enough.
EverBank
(Open account at www.everbank.com)
 
The Everbank.com offers great rates, security guarantee, a lot of freebies and good customer services. This online bank pays good interest on basic accounts and allows the small investor to hold currency and gold without paying a storage fee for the gold. There are times customers experience deposit delay, but this are just minor problems when compared to other online bankings. Though there are negative comments, most of the users have had nothing but a positive rewarding experience so far.